specialists in risk management
& short term insurance covers

Comprehensive insurance to meet your farming needs. Cover includes:

• Assets
• Livestock
• Wildlife
• Plant & machinery
• Motor

• Crop insurance
• Irrigation equipment
• Your personal insurance
• Riot Cover (SASRIA)
• Liability

This cover can be tailor made to meet your specific requirements. Covers include:

• Contract All Risks Works
• Contractors Plant All Risks
• Plant Hirers
• Machinery Breakdown
• Support Risks

• Construction Industry Public Liability
• Performance Guarantee
• Employers Liability
• Erection & Dismantling
• Riot Cover (SASRIA)

• Liquidation Bonds
• Executor Bonds

• Curator Bonds & Fidelity Guarantee Insurance

Short term insurance to meet the needs of Dental and General Medical Practitioners. The basic comprehensive package  at the rooms includes:

• Fire & Perils
• Theft
• Money
• Accidental Damage,
• All Risks (for your doctors’ bag)
• Public Liability
• Employers’ Liability
• Fidelity Guarantee

• Accounts Receivable
• Business Interruption
• Riot Cover (SASRIA)
• Electronic equipment including specialized dental & medical items
• Motor vehicles
• Personal(domestic) insurance  may be included under this insurance

New legislation and  increased public awareness of legal rights  means business and individuals are more exposed to potentially onerous liability risks than ever before.

• General Public Liability
• Products Liability
• Products Recall Liability
• Broad Form – One liability policy incorporating Public Liability, Products Liability, Defective Workmanship, Inefficacy
• Umbrella Liability – Increased liability limits
• Directors and Officers Liability
• Contractors Liability

• Inefficacy Liability
• Guarantee Liability
• Kidnap and Ransom Liability
• EU Liability
• Pollution and Spillage Liabilities
• Cyber Crime Liability
• Commercial Crime Liability
• Professional Indemnity

We arrange flexible  cover options on  an adjustable  declaration  basis  and are able to offer extended storage  periods  and  increased inland transit limits where required.

• Marine – Hull
• Small Craft Hull
• Transportation of  Goods by Road, Rail, Sea & Air Worldwide

• Stock Throughput
• Inland transit
• Riot Cover (SASRIA)

Insurance tailored specifically for Body Corporates. Covers include:

• Fire & Perils
• Accidental Damage
• All Risks
• Money
• Fidelity Guarantee
• Machinery Breakdown

• Geyser Maintenance
• Trustees Indemnity
• Property Liability
• Employers Liability
• Riot Cover (SASRIA)

Specialist motor covers designed for  the  specific needs of  individual industries such as  heavy haulage carriers, motor dealers, motor vehicle  repairers, and including the relevant indemnity liability coverage.

• HCV and Trailers
• Fleets
• Motor traders

• Goods in Transit
• Motor Liability including specialist liabilities
• Riot Cover (SASRIA)